Residential Mortgage Solution

Capital Investment Companies maintains a strategic partnership with Rick Joyner and Resource Financial Services to offer our clients targeted financial solutions for your home financing needs covering primary, second homes, and 1 to 4 family investment properties. Our program offers an innovative approach in utilizing our on-line intuitive application that simplifies the application process, our upfront underwriting which offers quicker approvals and addresses any challenges upfront, and our AI technology that assist in underwriting and processing your loan faster and more efficiently. Our Capital Mortgage Discount Program will offer you notable savings.

By utilizing our lending partner of choice for your purchase or refinance, you will experience the benefits:

  • Experienced Lender:
    • ​A Dedicated Senior Mortgage Loan Officer with over 30 years in the industry
    • A Streamlined and Efficient Approval Process​​​
    • In-House Processing, Underwriting, Funding, and Closing
    • On-time Closing Guarantee or Resource Financial will offer you a $500 closing cost credit
    • Wide range of Loan Programs (Conventional, Jumbo, FHA, VA, USDA, State Housing, Portfolio)
  • Capital Investment Mortgage Discount Program* :
    • ​Interest Rate Guarantee
    • Discounted Lender Fees
    • Discounted Closing Attorney Fees – Utilizing the Attorney Partner​
  • Intangibles
  • Resource Financial Services practices the 5 P’s of mortgage lending
    • Product – Offering a Wide Range of Loan Products
    • Pricing – Our Aim is to offer lower rates and fee structure as part of the Capital Mortgage Discount
    • People – Dedicated Team of Professionals to Assist You with Your Transaction
    • Process – an Efficient and Streamlined Approach to Gaining Loan Approval
    • Performance – On Time-Every Time Closing Guarantee
  • Collaboration
    • Your Capital Financial Advisor and Rick Joyner Will Work Together to Ensure that Your Home
    • Financing Works Within the Scope of Your Overall Financial Plan and Goals
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